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Priage — Workflow Detail
✓ Demo Available

Underwriting Decision Support

Underwriter receives risk assessment and automated recommendation for policy decision.
CUSTOMER INITIATES VIA Email / System Submission
New policy application is submitted via email or web portal for underwriter review and decision.
Underwriter: "Application review for policy UW-54923"
Evaluates risk factors, applies underwriting rules, provides recommendation with citations. 10-15 min vs 45-60 min.
⏱️ 10-15 min | 📊 Risk-scored | 🎯 Consistent

ROI & Business Impact

66% faster underwriting (10-15 min vs 45-60 min)
100% consistent decision-making across all applications
Zero deviation from underwriting rules
Improved customer satisfaction with faster decisions
01 — Risk Factor Evaluation
Scoring applicant demographics and history
Age: 35 (low risk). Claims history: None in 5 years (low risk). Driving record: Clean (low risk). Composite score: 92/100.
02 — Rule Application
Running underwriting rules engine
All 15 underwriting rules applied. 14 passed. 1 exception: Credit score 610 (threshold: 620). Exception flagged for review.
03 — Recommendation
Generating recommendation
Recommend APPROVE with condition: Credit score exception requires supervisor review for final approval.
04 — Documentation
Generating decision summary
Summary with rule citations, risk factors, and recommended conditions generated for file.
Priage Response

Recommendation: APPROVE (Conditional)
Risk Score: 92/100
Condition: Supervisor review of credit score exception
Next step: Route to supervisor for final approval

This is one workflow. See how the same framework applies across your institution.

Try all use cases in the demo